Listing provided courtesy of Muljat GroupNWMLSas Distributed by MLSGrid- MLS# NWM2534963MLS Provider

4174 Saltspring DriveFerndale, WA 98248

Single Family · 3 Beds · 2 Full Baths · 1 Half Bath · 2,708 Sq. ft. | 0.17 Acres
$989,000 Active

4174 Saltspring Drive Overview

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Experience quintessential Pacific Northwest coastal living from this stunning waterfront retreat in Sandy Point. Perfectly positioned on the shores of Lummi Bay, this east-facing home showcases breathtaking sunrise views over Mt. Baker and the Twin Sisters. Featuring 3 bedrooms plus a dedicated office/den, spacious rec room, and 2.5 baths, there's room for both everyday living and weekend gatherings. Enjoy direct waterfront living with ever-changing marine vistas, abundant wildlife, and endless opportunities for kayaking, paddleboarding, beachcombing, and boating right from your backyard. Located within the sought-after Sandy Point community with access to a marina, golf course, pool, clubhouse, parks, and private beaches, this is Northwest living at its finest.

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4174 Saltspring Drive Facts & Features

  • Type Single Family
  • Sq. ft. 2,708
  • Price/Sq.ft. $365
  • Lot 0.17 Acres

Details

General

Association/HOA

  • Association Fee: $65.89
  • Association Fee Frequency: Monthly

School Information

  • School District: Ferndale

Building Information

  • New Construction: No
  • Year Built: 2005

Location/Region

  • Country: US
  • County Or Parish: Whatcom
  • MLS Area Major: 870 - Ferndale/Custer
  • Subdivision Name: Sandy Point

Community/Development

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf, Park, Playground

Rent/Lease Information

  • Land Lease: No

Tax Information

  • Tax Annual Amount: $8,403.25
  • Tax Year: 2026

General Information

  • Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Listing Terms: Cash, Conventional, USDA Loan, VA Loan
  • Parcel Number: 3801090131270000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None

Interior

Building Information

  • Building Information: Built On Lot

Parking Information

  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Three Quarter: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Bedrooms Lower: 0
  • Bedrooms Upper: 3

Building Interior

  • Appliances Included: Dishwasher(s), Dryer(s), Garbage Disposal, Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Building Area Total: 2708
  • Building Area Units: Square Feet
  • Calculated Square Footage: 2708
  • Square Footage Finished: 2708
  • Square Footage Unfinished: 0

General Information

  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Stove(s)/Range(s), Washer
  • Cooling: No
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Ceramic Tile, Concrete, Laminate, Carpet
  • Foundation Details: Poured Concrete
  • Heating: Yes
  • Interior Features: Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, Hot Tub/Spa, Jetted Tub, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Wine/Beverage Refrigerator
  • Levels: Two
  • Living Area: 2708
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 0
  • Power Production Type: Electric,Propane
  • Security Features: Partially Fenced
  • Spa: Yes

Exterior

Parking Information

  • Open Parking: No
  • Parking Features: Driveway, Attached Garage
  • Parking Total: 3

Lot Information

  • Irrigation Water Rights: No
  • Lot Size Acres: 0.17
  • Lot Size Square Feet: 7405
  • Lot Size Units: Square Feet
  • Site Features: Fenced-Partially, Hot Tub/Spa, Irrigation, Patio, Propane
  • Topography: Level
  • Elevation Units: Feet
  • Water Source: Community

Waterfront/View

  • Waterfront Features: No Bank
  • Waterfront: Yes

Building Exterior/Construction

  • Attached Garage: Yes
  • Roof: Composition
  • Structure Type: House

General Information

  • Carport: No
  • Covered Spaces: 3
  • Exterior Features: Cement Planked, Wood, Wood Products
  • Sewer: Sewer Connected

Room Information

Room: Bathroom Half

  • Level: Main

Room: Den/Office

  • Level: Main

Room: Dining Room

  • Level: Main

Room: Entry Hall

  • Level: Main

Room: Kitchen With Eating Space

  • Level: Main

Room: Utility Room

  • Level: Main

Room: Bathroom Full

  • Level: Second

Room: Bathroom Full

  • Level: Second

Room: Bedroom

  • Level: Second

Room: Bedroom

  • Level: Second

Room: Primary Bedroom

  • Level: Second

Room: Rec Room

  • Level: Second

4174 Saltspring Drive Neighborhood

Community

98248 (Ferndale) Demographics

38
Median Age
363
Population Density (per sq. mile)
43%
College Educated
$71,164
Estimated Median Income
7,040
Estimated Total Home Owners
2,365
Estimated Total Renters
75% / 25%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

4174 Saltspring Drive Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

4174 Saltspring Drive Market Data

Based on the last 30 days in this zip code

$722,542
Average List Price
$358
Average Price per Square Foot
27
Properties Sold
77
Average Days on Market
139
Properties for Sale
Calculations provided by Reliance Network

4174 Saltspring Drive History

Date Event Value Agent
6/4/2026Source: NWMLS Added to Database
June 04, 2026
6/20/2022Source: NWMLS Added to Database
June 01, 2021