Listing provided courtesy of Windermere RE Whatcom, Inc.NWMLSas Distributed by MLSGrid- MLS# NWM2502486MLS Provider

89 Eliza IslandBellingham, WA 98226

Single Family · 1 Bed · 1 Three Quarter Bath · 315 Sq. ft. | 0.88 Acres
$185,000 Active

89 Eliza Island Overview

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Searching for a private island getaway? These charming, tiny cabins on Eliza Island offer a rare opportunity to own a peaceful retreat in the San Juan Islands region of Whatcom County. Designed for simple living, one cabin features a cozy living area, loft bedroom, and the other a full kitchen and bathroom with a shower—perfect for weekend escapes off the grid. Situated on a quiet interior lot just shy of one acre, the property is surrounded by mature trees with easy access to nearby beaches, shoreline walks, and island exploration. A 3-bedroom septic is already installed, creating flexibility to build an additional cabin up to 1,450 sq ft and expand into a multi-cabin retreat. This property is especially well-suited for shared ownership—consider partnering with friends or colleagues to create your own private retreat experience. In addition to the cabins, the property offers space to host—bring tents, gather around the fire, and create your own camping experience. Spend your days exploring the beaches, paddleboarding, beachcombing, and enjoying the simple fun of being surrounded by nature. It’s the kind of place where memories are made. While short-term rentals are not allowed on Eliza Island, co-ownership offers a smart and enjoyable way to maximize use and make island living more accessible. Located approximately 20 minutes from Bellingham by boat, plane, or with the walk-on water taxi access available for added convenience. No rentals allowed.

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89 Eliza Island Facts & Features

  • Type Single Family
  • Sq. ft. 315
  • Price/Sq.ft. $587
  • Lot 0.88 Acres

Details

General

Association/HOA

  • Association Fee: $797.00
  • Association Fee Frequency: Semi-Annually
  • Association Fee Includes: Common Area Maintenance, Road Maintenance

School Information

  • School District: Not Known

Green Features

  • Green Energy Generation: Solar

Building Information

  • Building Name: Eliza Island
  • New Construction: No
  • Year Built: 1995

Location/Region

  • Country: US
  • County Or Parish: Whatcom
  • MLS Area Major: 871 - Lummi Island & Eliza Island
  • Subdivision Name: Eliza Island

Community/Development

  • Community Features: Airport/Runway, CCRs, Park, Playground, Trail(s)

Rent/Lease Information

  • Land Lease: No

Tax Information

  • Tax Annual Amount: $1,152.00
  • Tax Year: 2025

General Information

  • Inclusions: Leased Equipment, Stove(s)/Range(s)
  • Listing Terms: Cash, See Remarks
  • Parcel Number: 3702322742220000
  • Property Condition: Good
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None

Interior

Building Information

  • Building Information: Built On Lot

Beds/Baths

  • Bathrooms Full: 0
  • Bathrooms Half: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 1
  • Bedrooms Lower: 0
  • Bedrooms Possible: 3
  • Bedrooms Upper: 1

Building Interior

  • Appliances Included: Stove(s)/Range(s)
  • Building Area Total: 315
  • Building Area Units: Square Feet
  • Calculated Square Footage: 315
  • Square Footage Finished: 315
  • Square Footage Unfinished: 0

General Information

  • Appliances: Stove(s)/Range(s), Tankless Water Heater
  • Basement: None
  • Cooling: No
  • Entry Location: Main
  • Fireplace: No
  • Fireplaces Total: 0
  • Flooring: Laminate
  • Foundation Details: Pillar/Post/Pier
  • Heating: Yes
  • Interior Features: Water Heater
  • Levels: One
  • Living Area: 315
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 0
  • Power Production Type: Propane,Solar (Unspecified)

Exterior

Parking Information

  • Open Parking: No
  • Parking Features: None
  • Parking Total: 0

Lot Information

  • Irrigation Water Rights: No
  • Lot Features: Dirt Road, Secluded
  • Lot Size Acres: 0.88
  • Lot Size Square Feet: 38333
  • Lot Size Units: Square Feet
  • Site Features: Propane
  • Topography: Partial Slope
  • Vegetation: Brush,Wooded
  • Elevation Units: Feet
  • Water Source: Community

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Attached Garage: No
  • Direction Faces: South
  • Roof: Composition
  • Structure Type: House

General Information

  • Carport: No
  • Covered Spaces: 0
  • Exterior Features: Wood, Wood Products
  • Sewer: Septic Tank

Room Information

Room: Bathroom Three Quarter

  • Level: Main

Room: Entry Hall

  • Level: Main

Room: Kitchen With Eating Space

  • Level: Main

Room: Living Room

  • Level: Main

Room: Bedroom

  • Level: Second

89 Eliza Island Neighborhood

Community

98226 (Bellingham) Demographics

40
Median Age
379
Population Density (per sq. mile)
48%
College Educated
$67,142
Estimated Median Income
11,583
Estimated Total Home Owners
7,150
Estimated Total Renters
62% / 38%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

89 Eliza Island Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

89 Eliza Island Market Data

Based on the last 30 days in this zip code

$808,645
Average List Price
$425
Average Price per Square Foot
76
Properties Sold
76
Average Days on Market
240
Properties for Sale
Calculations provided by Reliance Network

89 Eliza Island History

Date Event Value Agent
5/28/2026Source: NWMLS Price Reduction
$185,000 -7.3%
4/15/2026Source: NWMLS Added to Database
April 15, 2026
6/20/2022Source: NWMLS Added to Database
June 03, 2021
11/9/2021Source: NWMLS Status Change
Sold
6/23/2021Source: NWMLS Status Change
Pending
6/18/2021Source: NWMLS Status Change
Pending Inspection