James & Angie Smith

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Listing provided courtesy of High Desert Realty, LLC- MLS# 220223128MLS Provider

20960 Royal Oak CircleBend, OR 97701

Single Family · 4 Beds · 3 Full Baths · 1 Half Bath · 4,896 Sq. ft. | 2.74 Acres
$2,499,000 Active

20960 Royal Oak Circle Overview

Time on Site:
18 days
Visits:
1

Experience refined country living just minutes from town in this immaculate 4-bedroom + office estate on 2.74 acres in Deschutes County. Enjoy breathtaking Cascade sunsets, peaceful privacy, and frequent visits from wildlife in your own backyard. The main-level primary suite features a luxurious tiled steam shower. New carpet, NEW High-efficiency furnace & A/C units provide year-round comfort on the upper level, gourmet appliances, 3 gas fireplaces, heated travertine floors, and central vac elevate everyday comfort. Three distinct outdoor living spaces, a fenced-in pool with new equipment, and a new basketball/multi-use sport court with overhead lighting make entertaining effortless. The extended 4-car garage pairs beautifully with a 1,929 sq. ft. heated shop featuring 220V/30/50 amp power, pull-through RV/boat bay with auto doors. Above, 858 sq. ft. of remodeled guest quarters (2021) provide flex space. With 1.25 acres of irrigation rights & serene natural beauty.

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20960 Royal Oak Circle Facts & Features

  • Type Single Family
  • Sq. ft. 4,896
  • Price/Sq.ft. $510
  • Lot 2.74 Acres

Details

General

Association/HOA

  • Association Amenities: Snow Removal
  • Association Fee: 500.0
  • Association Fee Frequency: Annually
  • Association: true

School Information

  • Elementary School: Lava Ridge Elem
  • Middle Or Junior School: Sky View Middle
  • High School: Mountain View Sr High

Building Information

  • Builder Name: York, David
  • New Construction: false
  • Year Built: 2004

Location/Region

  • County Or Parish: Deschutes
  • Subdivision Name: Royal Oak Estates

Tax Information

  • Tax Annual Amount: 14424.38
  • Tax Year: 2025

General Information

  • Exclusions: Sellers Personal Property
  • Inclusions: Kitchen Refrigerator
  • Listing Terms: Cash,Conventional,FHA,FMHA,USDA Loan,VA Loan
  • Parcel Number: 204250
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: false
  • Special Listing Conditions: Standard

Interior

Parking Information

  • Garage Spaces: 6.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Interior

  • Building Area Total: 4896.0

General Information

  • Appliances: Instant Hot Water,Cooktop,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater
  • Common Walls: No Common Walls
  • Fireplace Features: Family Room,Gas,Great Room
  • Fireplace: true
  • Flooring: Carpet,Hardwood,Tile
  • Foundation Details: Stemwall
  • Interior Features: Smart Lock(s),Breakfast Bar,Built-in Features,Ceiling Fan(s),Central Vacuum,Double Vanity,Dry Bar,Enclosed Toilet(s),Fiberglass Stall Shower,Granite Counters,Kitchen Island,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo,Soaking Tub,Solid Surface Counters,Tile Counters,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Data,Wired for Sound
  • Levels: Two
  • Living Area: 4896.0
  • Living Area Source: Assessor
  • Security Features: Carbon Monoxide Detector(s),Smoke Detector(s)
  • Window Features: Double Pane Windows,Vinyl Frames

Exterior

Parking Information

  • Parking Features: Attached,Concrete,Driveway,Garage Door Opener,RV Access/Parking,RV Garage,Storage

Lot Information

  • Additional Parcels: false
  • Irrigation Source: District
  • Irrigation Water Rights Acres: 1.25
  • Irrigation Water Rights: true
  • Lot Features: Drip System,Landscaped,Level,Native Plants,Rock Outcropping,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear,Xeriscape Landscape
  • Lot Size Acres: 2.74
  • Lot Size Area: 2.74
  • Lot Size Square Feet: 119354.4
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Private

Waterfront/View

  • View: Cascade Mountains,Mountain(s),Neighborhood,Territorial

Building Exterior/Construction

  • Architectural Style: Northwest
  • Attached Garage: true
  • Construction Materials: Frame
  • Roof: Composition

General Information

  • Exterior Features: RV Hookup,Spa/Hot Tub
  • Horse: false
  • Other Structures: RV/Boat Storage,Storage,Workshop
  • Sewer: Septic Tank,Standard Leach Field

20960 Royal Oak Circle Neighborhood

Community

97701 (BEND) Demographics

40
Median Age
109
Population Density (per sq. mile)
56%
College Educated
$74,338
Estimated Median Income
18,659
Estimated Total Home Owners
10,989
Estimated Total Renters
63% / 37%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

20960 Royal Oak Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

20960 Royal Oak Circle Market Data

Based on the last 30 days in this zip code

$784,033
Average List Price
$396
Average Price per Square Foot
67
Properties Sold
95
Average Days on Market
361
Properties for Sale
Calculations provided by Reliance Network

20960 Royal Oak Circle History

Date Event Value Agent
6/11/2026Source: Oregon Datashare Added to Database
June 11, 2026