Listing provided courtesy of Windermere RE Whatcom, Inc.NWMLSas Distributed by MLSGrid- MLS# NWM2511572MLS Provider

1072 W 55th TerraceBellingham, WA 98226

Single Family · 4 Beds · 2 Full Baths · 3 Three Quarter Baths · 3,549 Sq. ft. | 2.72 Acres
$1,325,000 Active

1072 W 55th Terrace Overview

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Down a private drive, this 3,549 sq ft home offers the kind of space, privacy, and layout that’s hard to find. With 4 bedrooms, 5 bathrooms, multiple living spaces and tons of room, set on 2.72 acres with only 6 other neighbors. Inside, every detail is designed for comfort and separation. All four bedrooms feature their own ensuite bathrooms and full walk-in closets, creating true private retreats throughout the home. The main floor includes one of the spacious suites, which can be ideal for main-floor primary, guests, multi-generational living, or a even a dedicated office area. Upstairs, three more bedrooms with their own ensuites, and the main primary bedroom, which provide elevated privacy and flexibility. The kitchen is open and spacious, with a full second kitchen right through a pantry door - so you have a total of 2 fridges, 2 ovens, 2 stoves, 2 dishwasher, 2 sinks - which is perfect for entertaining or the full chef experience. The layout flows naturally for both everyday living and hosting, with a dedicated guest bathroom on the main level for added convenience. As well as a nice open backyard area and 2 private acres. What really sets this property apart is the balance: a peaceful, tucked-away setting surrounded by space, yet just 10 minutes to everyday essentials like Costco, Target, shopping, and dining. A rare opportunity to own a private, functional, and thoughtfully designed home without giving up convenience.

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1072 W 55th Terrace Facts & Features

  • Type Single Family
  • Sq. ft. 3,549
  • Price/Sq.ft. $373
  • Lot 2.72 Acres

Details

General

Association/HOA

  • Association Fee: $27.00
  • Association Fee Frequency: Monthly

School Information

  • School District: Ferndale
  • Elementary School: Eagleridge Elem
  • Middle Or Junior School: Horizon Mid
  • High School: Ferndale High

Building Information

  • New Construction: No
  • Year Built: 2016

Location/Region

  • Country: US
  • County Or Parish: Whatcom
  • MLS Area Major: 870 - Ferndale/Custer
  • Subdivision Name: Bellingham

Community/Development

  • Community Features: CCRs

Rent/Lease Information

  • Land Lease: No

Tax Information

  • Tax Annual Amount: $9,871.00
  • Tax Year: 2026

General Information

  • Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Listing Terms: Cash, Conventional, USDA Loan, VA Loan
  • Parcel Number: 3902273023460000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None

Interior

Building Information

  • Building Information: Built On Lot

Parking Information

  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Three Quarter: 3
  • Bathrooms Total: 5
  • Bedrooms Total: 4
  • Bedrooms Lower: 0
  • Bedrooms Upper: 3

Building Interior

  • Appliances Included: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Building Area Total: 3549
  • Building Area Units: Square Feet
  • Calculated Square Footage: 3549
  • Square Footage Finished: 3549
  • Square Footage Unfinished: 0

General Information

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer
  • Basement: None
  • Cooling: Yes
  • Entry Location: Main
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Fireplaces Total: 1
  • Flooring: Ceramic Tile, Carpet
  • Foundation Details: Poured Concrete
  • Heating: Yes
  • Interior Features: Second Kitchen, Second Primary Bedroom, Ceiling Fan(s), Dining Room, Fireplace, French Doors, Jetted Tub, Walk-In Closet(s)
  • Levels: Two
  • Living Area: 3549
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Power Production Type: Electric,Natural Gas
  • Security Features: Partially Fenced

Exterior

Parking Information

  • Open Parking: No
  • Parking Features: Attached Garage, RV Parking
  • Parking Total: 2

Lot Information

  • Irrigation Water Rights: No
  • Lot Features: Dead End Street, Paved
  • Lot Size Acres: 2.72
  • Lot Size Square Feet: 118483
  • Lot Size Units: Square Feet
  • Site Features: Cable TV, Deck, Fenced-Partially, Gas Available, Outbuildings, Patio, RV Parking
  • Topography: Level
  • Vegetation: Brush,Fruit Trees,Garden Space
  • Elevation Units: Feet
  • Water Source: Community, Shared Well

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Attached Garage: Yes
  • Roof: Composition
  • Structure Type: House

General Information

  • Carport: No
  • Covered Spaces: 2
  • Exterior Features: Stone, Stucco
  • Sewer: Septic Tank

Room Information

Room: Bathroom Three Quarter

  • Level: Main

Room: Bathroom Three Quarter

  • Level: Main

Room: Bedroom

  • Level: Main

Room: Dining Room

  • Level: Main

Room: Entry Hall

  • Level: Main

Room: Family Room

  • Level: Main

Room: Kitchen With Eating Space

  • Level: Main

Room: Living Room

  • Level: Main

Room: Bathroom Full

  • Level: Second

Room: Bathroom Full

  • Level: Second

Room: Bathroom Three Quarter

  • Level: Second

Room: Bedroom

  • Level: Second

Room: Bedroom

  • Level: Second

Room: Primary Bedroom

  • Level: Second

1072 W 55th Terrace Neighborhood

Community

98226 (Bellingham) Demographics

40
Median Age
379
Population Density (per sq. mile)
48%
College Educated
$67,142
Estimated Median Income
11,583
Estimated Total Home Owners
7,150
Estimated Total Renters
62% / 38%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

1072 W 55th Terrace Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1072 W 55th Terrace Market Data

Based on the last 30 days in this zip code

$808,645
Average List Price
$425
Average Price per Square Foot
76
Properties Sold
76
Average Days on Market
240
Properties for Sale
Calculations provided by Reliance Network

1072 W 55th Terrace History

Date Event Value Agent
6/10/2026Source: NWMLS Price Reduction
$1,325,000 -1.9%
4/22/2026Source: NWMLS Added to Database
April 22, 2026