Listing provided courtesy of Epique RealtyNWMLSas Distributed by MLSGrid- MLS# NWM2538373MLS Provider

1082 W Smith RoadBellingham, WA 98226

Single Family · 4 Beds · 1 Full Bath · 1 Three Quarter Bath · 1,672 Sq. ft. | 0.60 Acres
$1,000,000 Active

1082 W Smith Road Overview

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Blink and you’ll miss this one-of-a-kind compound! Own a piece of history with the Girard Gardens Homestead, a stunning 1926 property that perfectly blends timeless heritage, modern luxury, and huge income potential. Tucked privately off the road on a low-maintenance 0.6-acre lot, this rare two-house estate is packed with original charm. The historic main residence features rich oak hardwood floors, a cozy gas fireplace, classic built-in storage, and a charming breakfast nook right off the kitchen. Inside, you will find three spacious bedrooms, a full bathroom, and inviting living and dining rooms, all updated with a high-efficiency furnace and upgraded electrical for complete peace of mind. Outside, a large deck overlooks the mature, beautifully landscaped grounds. Just steps away sits the ultimate modern live and work setup. This massive forty-by-sixty, two-story, two-bay shop comes fully equipped with in-floor radiant heat, a professional car lift, a private office, and a three-quarter bath. Upstairs, a sleek 1500sq ft living suite offers a primary bedroom with an en-suite bath, a second bedroom, an open loft, its own fireplace, surround sound and crisp air conditioning. The estate is rounded out by dual gated driveways, new fencing, two RV pads w/ full hookups & waste connections, twin outdoor lounge zones, and endless parking. Located just minutes from I-5, Ferndale, and Bellingham, this unique property lets you live in one, rent the others, and win at life!

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1082 W Smith Road Facts & Features

  • Type Single Family
  • Sq. ft. 1,672
  • Price/Sq.ft. $598
  • Lot 0.60 Acres

Details

General

Association/HOA

  • Association Fee: $0.00

School Information

  • School District: Ferndale
  • Elementary School: Buyer To Verify
  • Middle Or Junior School: Buyer To Verify
  • High School: Buyer To Verify

Building Information

  • New Construction: No
  • Year Built: 1926

Location/Region

  • Country: US
  • County Or Parish: Whatcom
  • MLS Area Major: 860 - Bellingham
  • Subdivision Name: Bellingham

Rent/Lease Information

  • Land Lease: No

Tax Information

  • Tax Annual Amount: $5,499.28
  • Tax Year: 2026

General Information

  • Inclusions: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Listing Terms: Cash, Farm Home Loan
  • Parcel Number: 3902273330160000
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None

Interior

Building Information

  • Building Information: Built On Lot

Parking Information

  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 4
  • Bedrooms Lower: 0
  • Bedrooms Upper: 2

Building Interior

  • Appliances Included: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Building Area Total: 1672
  • Building Area Units: Square Feet
  • Calculated Square Footage: 1672
  • Square Footage Finished: 1672
  • Square Footage Unfinished: 0

General Information

  • Appliances: Dishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer
  • Basement: Unfinished
  • Cooling: Yes
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Flooring: Ceramic Tile, Engineered Hardwood, Hardwood, Vinyl, Carpet
  • Foundation Details: Pillar/Post/Pier, Poured Concrete, Slab
  • Heating: Yes
  • Interior Features: Second Kitchen, Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, French Doors, Loft, Walk-In Closet(s), Wired for Generator
  • Levels: Two
  • Living Area: 1672
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Power Production Type: Electric,Geothermal,Natural Gas
  • Security Features: Fully Fenced,Security Gate,Security System

Exterior

Parking Information

  • Open Parking: No
  • Parking Features: Detached Carport, Driveway, Attached Garage, Detached Garage, RV Parking
  • Parking Total: 2

Lot Information

  • Irrigation Water Rights: No
  • Lot Features: Paved
  • Lot Size Acres: 0.6
  • Lot Size Square Feet: 26136
  • Lot Size Units: Square Feet
  • Site Features: Cabana/Gazebo, Deck, Fenced-Fully, Gas Available, Gated Entry, High Speed Internet, Outbuildings, Outdoor Fireplace, RV Parking, Shop
  • Topography: Level
  • Vegetation: Fruit Trees,Garden Space,Wooded
  • Elevation Units: Feet
  • Water Source: Private

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Attached Garage: Yes
  • Roof: Composition, Metal
  • Structure Type: House

General Information

  • Carport: Yes
  • Covered Spaces: 2
  • Exterior Features: Metal/Vinyl, Stucco
  • Sewer: Septic Tank

Room Information

    Room: Utility Room

    • Level: Lower

    Room: Bathroom Full

    • Level: Main

    Room: Bedroom

    • Level: Main

    Room: Den/Office

    • Level: Main

    Room: Dining Room

    • Level: Main

    Room: Entry Hall

    • Level: Main

    Room: Kitchen With Eating Space

    • Level: Main

    Room: Living Room

    • Level: Main

    Room: Primary Bedroom

    • Level: Main

    Room: Bathroom Three Quarter

    • Level: Second

    Room: Bedroom

    • Level: Second

    Room: Bedroom

    • Level: Second

    Room: Bonus Room

    • Level: Second

    1082 W Smith Road Neighborhood

    Community

    98226 (Bellingham) Demographics

    40
    Median Age
    379
    Population Density (per sq. mile)
    48%
    College Educated
    $67,142
    Estimated Median Income
    11,583
    Estimated Total Home Owners
    7,150
    Estimated Total Renters
    62% / 38%
    Estimated Owner / Renter Divide
    2
    Estimated Average Household Size
    Community data courtesy of LiveBy, Inc.

    Schools

    School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

    1082 W Smith Road Monthly Cost

    $
    $ %
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    $
    * All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

    1082 W Smith Road Market Data

    Based on the last 30 days in this zip code

    $808,645
    Average List Price
    $425
    Average Price per Square Foot
    76
    Properties Sold
    76
    Average Days on Market
    240
    Properties for Sale
    Calculations provided by Reliance Network

    1082 W Smith Road History

    Date Event Value Agent
    6/16/2026Source: NWMLS Added to Database
    June 16, 2026
    6/20/2022Source: NWMLS Added to Database
    June 01, 2021